Anybody else here refinanced a home?
For those that wonder where I spent my time lately, it's been doing stuff like this -- slaving over worksheets, calculators, and forms. It takes days to go through the process, working with loan officers, credit bureaus, Fannie/Freddie (I forget which one), seeking advice from friend/family accountants, etc.
Phew....
Hoping to save a few bucks short-term and long-term. Wish me well.