Okay, for those of us who lack patience for the pen tool. You do basically the samething with less work

"Custom Thumbnails made for TDA, the easy way; using adobe photoshop elements 2.0 "
You can create thumbnails as seen on phillips TDA Guide.
By using adobe photoshop elements 2.0 . Which you can download the trial vserion ( fully functional for 30 days).
I m terrible with the pen tool

Okay , I ll say it. I just outright suck with the pen tool

. Sooooo... after reading phil's guide . Some playing around with elements. Here's what ya do:
AAAAAAAAAAAAAAAAAAAAArey you ready.
Open 2.0
Depending on size of image you want to do.
I used the basic 720 x 540 then resized to my viewing pleasure

Just as phil stated.
open image -
duplicate ( must have 3 layers as phil stated )
just copy three times or create 3 new layers. Up to you.
Go to layers - select transparency-
to the left - layer style - select "Ghost" drag and drop to image or text. You want to use the effect on.
if you want to continue to be lazy. in layer effects - you can highlight by simple drag and drop

. Or Open photoshop . I use 2.0 for this effect only

The rest I use photoshop.
save 3 layers as psd . There ya go. Same results less work



Or for those of us who lack patience
Note : as philip stated in
advanced mode 
make sure your second layer is not selected.
In plain engrish:
[u]"Your basically ghosting your text or image for the video to display throoooooooooooooogh it. "</u>
I ll try to post some screen caps to show what I did. LS I enclosed a disc of Hudson brothers razzle dazzle show. Using this method.
So you can see the results.
Maybe you can post some caps as well. should be there any day now?